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Mortgage Loan Outlet.com is an online marketplace, where mortgage lenders offer wholesale interest rates to self employed and independent contractors for stated income refinance loans, second mortgages, 1% negative amortization loans, home purchase, and home equity loans. If you own your own business, or you are a 1099 contracted worker, then stated income loans will likely appeal to your financing needs. If you do not want to document your income, or you would prefer to supply the lending underwriter bank statements rather than pay-stubs, then a reduced doc feature would benefit your mortgage loan submission.

Our mortgage lenders and brokers guarantee rates for neg am loans starting at 1.25% for refinance or purchase loan amounts up to $1,800,000. With loan programs for all types of credit you can't afford not visiting the Mortgage Loan Outlet.com.

You can refinance at today's low rates, consolidate high interest credit card bills, make home improvements, & take out some extra cash, as well.

  • Stated Income Home Loans
  • No Income Verification
Self-Employed Mortgage Loans – Stated Income
Reduced Documentation Equity Loans
Our Mortgage network guarantees rates for neg am loans starting at 1% for refinance or purchase loan amounts up to $1,800,000.
* Stated Income Home Loans
Home Equity Loan Rates- Lock into a home equity loan, before the Fed raises the interest rates again. Get a fixed rate loan or variable credit lines with low payments of interest only due.
* No income Programs with Verified or No Assets Options
Second Mortgage Loans - refinance adjustable rate HELOC or consolidate bills with a low fixed interest rates.
* Limited Documentation 2nd Mortgages

Fixed Rate Mortgage Refinance
 Fixed interest rates for the life of the loan.
Terms offered: 15,20, 30, 40 50 Year Fixed

Adjustable Rate Refinance
These are adjustable interest loans vary according to the margin and index.
Terms offered: 2/28, 3/1, 5/1, 7/1, 10/1
Available Index: LIBOR, MTA, COFI, CODI, COSI

Negative Amortization Loans
These are unique loans that offer 3 payment options: Fixed, Interest Only or Neg Am
Terms offered: 30 or 40 years
Available Index: LIBOR, MTA, COFI, CODI, COSI

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Freddie Mac's weekly survey of mortgage rates released Thursday showed that rates on 30-year, fixed rate mortgages averaged 5.77 percent for the week ending Jan. 6. That was down from last week's 5.81 percent.

For all of 2004, rates on benchmark 30-year mortgages averaged 5.84 percent, second only to last year's 5.83 percent, the lowest annual rate in Freddie Mac's record keeping.

Take out a Home Improvement loan and make those cosmetic changes that you've been talking about. In most cases, making home improvements increases the value of your property. Home Improvement Loans!

"No Income Verified" Debt Relief Programs - Is your income difficult to prove? We have debt consolidation mortgage loans that do not require the standard income documentation. (like W2's)

Do you have Less-than-perfect credit? - We specialize in debt consolidation loans even if your credit is in "the rebuilding phase".

Bankruptcy or Foreclosure - Even if you've had a bankruptcy, or foreclosure in the past, we will do our best to get you qualified for a debt consolidation loan.
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