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Mortgage Loan Programs

MLO has collaborated with proven lenders you trust to provide the hottest mortgage loan programs in the marketplace online. Whether you are a first-time homebuyer purchasing your dream home, someone looking to make a housing move, or a person interested in refinancing the equity in their home to access cash for debt consolidation or to fund home improvement projects, we have various mortgage programs that can make that dream a reality!

Interest Only or Fixed Rate Mortgage Loans

We have a number of loan options and can help you find the right lending package for your individual needs, depending on your current and future financial situation. These historically low interest rates are guaranteed to return to normal, so you can't afford to put home buying on the back burner! A mortgage program from Mortgage Loan Outlet could be the perfect solution to your financial needs!

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We have a number of loan options and can help you find the right lending package for your individual needs, depending on your current and future financial situation. These historically low interest rates are guaranteed to return to normal, so you can't afford to put home buying on the back burner! A mortgage program from Mortgage Loan Outlet could be the perfect solution to your financial needs!

At Mortgage Loan Outlet, our number one goal is to help our customers find the ideal loan program for their unique needs. We are dedicated to making sure that your lending experience is as painless and stress free as possible. Apply now for a free, no-obligation quote on a mortgage program, and let us help you reach your financial goals today!

Fixed Rate Mortgage Refinance
Fixed interest rates for the life of the loan. The new refinanced mortgage would be in first position after current mortgage is paid off. Choose from FHA, conforming or jumbo mortgage loans.
Terms offered: 15,20, 30, 40 50 Year Fixed

Adjustable Rate Refinance
These are adjustable interest loans vary according to the margin and index. Refinancing your ARM could prevent significant payment increasing.
Terms offered: 2/28, 3/1, 5/1, 7/1, 10/1
Available Index: LIBOR, MTA, COFI, CODI, COSI

Negative Amortization Loans
These are unique loans that offer 3 payment options: Fixed, Interest Only or Neg Am
Terms offered: 30 or 40 years
Available Index: LIBOR, MTA, COFI, CODI, COSI

Interest Only Mortgage
These are adjustable or fixed loans that allow you to make a payment that just covers the interest each month.
Terms offered: 2/28, 3/1, 5/1, 7/1, 10/1

Second Mortgage
Fixed interest rates for the life of the loan. The second loan in 2nd position after 1st mortgage.
Terms offered: 15,20, 25, 30, Year Fixed or Home Equity Line of Credit

Fannie Mae's weekly survey of mortgage rates released Thursday showed that rates on 30-year, fixed rate mortgages averaged 5.875 percent for the week.

Many Real Estate analysts predict 2008, and 2009 will see a continued trend of low fixed rates for 15 and 30-year mortgage products.

Take out a Home Improvement loan and fix your home up, make those needed repairs and protect your most valuable asset.

Smart Home Financing introduces a new reverse mortgage loan that pays seniors with cash in exchange for their equity.

"No Income Verified" Debt Relief Programs - Is your income difficult to prove? We have debt consolidation mortgage loans that do not require the standard income documentation. (like W2's)

Do you have Less-than-perfect credit? - We specialize in debt consolidation loans even if your credit is in "the rebuilding phase".

Bankruptcy or Foreclosure - Even if you've had a bankruptcy, or foreclosure in the past, we will do our best to get you qualified for a debt consolidation loan.

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