Shop all the mortgage loan programs online at the MLO portal where consumers are introduced to mortgage lenders. At Mortgage Loan Outlet, applicants can find low rate mortgage refinance loans, second mortgages, FHA loans, deferred interest refinancing, home purchase and home equity loans online.

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Home Equity Loan Quotes
No cost quote for cash out and credit lines.
Home Equity Loans
2nd position products for home improvements and purchase.
Mortgage Lenders
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Fed Changes TIL for Mortgage Brokers
Mortgage loan Foreclosures Rise
Negative Amortization Loans - Deferring interest allows borrowers to preserve capital
Home Mortgage Loans Becoming More Difficult
Payment Option ARM Loans - Four payment choices monthly
Mortgage Rates - Traditional, FHA and Jumbo Loans online
Mortgage Refinance - Compare new loans
Mortgage Refinance Lenders - Evaluate the prime options
Mortgage Refinance Loans
Mortgage Refinance Rates - Better terms available with refinances.
Refinance - Revamp your mortgage with an improved interest rate.
Refinance Home Equity Mortgage - 2nd mortgage revisions available
Adjustable Rate Mortgage Loans offer a low payment but interest rates can rise if not refinanced prior to variable rate triggers.
Pros and Cons of Interest Only Loans - Monthly Payment is low but no equity is earned with payment. No equity is lost with interest only mortgages either.
Negative Amortization Home Purchase Loans - Deferred interest and low start rate enable new homebuyers to qualify for a higher cost home.

Mortgage Loan Programs

Applicants can find low rate mortgage programs, including refinance loans, second mortgages, FHA loans, deferred interest refinancing, home purchase and home equity loans online. MLO has collaborated with proven lenders you trust to provide the hottest mortgage loan programs in the marketplace online. Whether you are a first-time homebuyer purchasing your dream home, someone looking to make a housing move, or a person interested in refinancing the equity in their home to access cash for debt consolidation or to fund home improvement projects, we have various mortgage programs that can make that dream a reality!

Choose from Interest Only and Fixed Rate Mortgage Loans

We have a number of loan program options and can help you find the right lending package for your individual needs, depending on your current and future financial situation. These historically low interest rates are guaranteed to return to normal, so you can't afford to put home buying on the back burner! A home loan program from Mortgage Loan Outlet could be the perfect solution to your financial needs! New FHA refinance programs became available in 2010 as HUD looks to remain competitive in the mortgage industry.

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We have a number of loan options and can help you find the right lending package for your individual needs, depending on your current and future financial situation. These historically low interest rates are guaranteed to return to normal, so you can't afford to put home buying on the back burner! A mortgage program from Mortgage Loan Outlet could be the perfect solution to your financial needs!

At Mortgage Loan Outlet, our number one goal is to help our customers find the ideal loan program for their unique needs. We are dedicated to making sure that your lending experience is as painless and stress free as possible. Apply now for a free, no-obligation quote on a mortgage program, and let us help you reach your financial goals today!

Fixed Rate Mortgage Refinance
Fixed interest rates for the life of the loan. The new refinanced mortgage would be in first position after current mortgage is paid off. Choose from FHA, conforming or jumbo mortgage loans.
Terms offered: 15,20, 30, 40 50 Year Fixed

Adjustable Rate Refinance
These are adjustable interest loans vary according to the margin and index. Refinancing your ARM could prevent significant payment increasing.
Terms offered: 2/28, 3/1, 5/1, 7/1, 10/1
Available Index: LIBOR, MTA, COFI, CODI, COSI

Negative Amortization Loans
These are unique loans that offer 3 payment options: Fixed, Interest Only or Neg Am
Terms offered: 30 or 40 years
Available Index: LIBOR, MTA, COFI, CODI, COSI

Interest Only Mortgage
These are adjustable or fixed loans that allow you to make a payment that just covers the interest each month.
Terms offered: 2/28, 3/1, 5/1, 7/1, 10/1

Second Mortgage
Fixed interest rates for the life of the loan. The second loan in 2nd position after 1st mortgage.
Terms offered: 15,20, 25, 30, Year Fixed or Home Equity Line of Credit

Are Negative Amortization Loans Risky Mortgage Options?
Some mortgage insiders consider negative amortization mortgages to be risky loans. With a deferred interest loan, the borrower gets to pick what type of payment they want each month. Homeowners can select one of three payment options.

  1. Fixed rate principal and interest payment
  2. Interest only payment
  3. Negative amortization with a lower start rate have one part

If the borrower selects the negative amortization payment then it only covers a portion of the interest earned. The balance of the interest earned is added to the mortgage balance, hence the term negative mortgage. The negative amortization is also called a “neg am” loan is a loan with an deferred interest loan that offers a low payment initially. A danger is the loan balance exceeding the market value of the property. If you aren't prepared for the deferred interest that could affect your home equity, then this loan is not for you. If you understand the risks, but need a low monthly payment to help you get in the right home, then this loan is for you.

Freddie Mac's weekly survey of mortgage rates released Thursday showed that rates on 30-year, fixed rate mortgages averaged 6.25 percent for the week ending June, 2008. That was up from last week's 6.125 percent.

Refinance Quote
Get more info on better rate, fixed interest loan options.
For all of 2007, rates on benchmark 30-year mortgages averaged 6.25 percent, second only to the previous year with the lowest annual rate in Freddie Mac's record keeping.
Take out a Home Equity Loan that opens the door to funding a home remodel or renovation.

"Fixed Rate Refinance" Debt Relief Programs - Is your revolving debt spinning out of control? Are you having trouble making your minimum payments? We have debt consolidation mortgage loans that can lower your interest and payments immediately!

Do you have Less-than-perfect credit? - MLO specializes in debt consolidation loans for homeowners with FHA loans".

Bankruptcy or Foreclosure - Even if you had a bankruptcy recently discharged or foreclosure in the past, we will do our best to get you qualified for a debt consolidation loan.
Self Employed Mortgage Loans - Home loans with less documentation
Hard Money Loans - California - great alternative to subprime or FHA
Cash Out Mortgage Loans
Borrowers may qualify to access money in loan.
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